Terms and Conditions

Terms & Conditions

Effective Date: 19-Sep-2025

Welcome to My Insurance Services. By accessing or using our website and services, you agree to be bound by these Terms & Conditions (“Terms”). Please read them carefully. If you do not agree, you must not use our services.

1. Acceptance of Terms

By using our website, services, or making any request, you confirm that:

  • You are at least the legal age to enter into binding contracts.

  • You have the legal authority to accept these Terms.

  • You will comply with all applicable laws, regulations, and these Terms.

2. Services Description

My Insurance Services provides services for processing insurance-related bill payments and other related services. The scope of our services will be as described when you access, sign up, or use them.

3. User Obligations

You agree:

  • To provide accurate, complete, and up-to-date information when requested.

  • To promptly update your information as needed to maintain accuracy.

  • Not to use our site or services for unlawful or fraudulent purposes.

  • Not to disrupt, interfere with, or attempt to breach the security of our systems, servers, or networks.

4. Intellectual Property

  • All website content (text, graphics, logos, images, software, and designs) is the property of My Insurance Services or its licensors, protected under copyright and intellectual property laws.

  • You may access and print content for personal, non-commercial use only. Any other use requires our prior written consent.

5. Limitation of Liability

  • While we make reasonable efforts to ensure the accuracy of information, we do not guarantee that the website, services, or materials will be error-free.

  • My Insurance Services is not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services or website, even if advised of such possibility.

  • Liability is limited to the maximum extent permitted by law.

6. Disclaimer of Warranties

  • Our website, services, and content are provided “as is” and “as available,” without warranties of any kind, whether express or implied.

  • We do not warrant that the services will be uninterrupted, secure, or error-free.

7. Privacy

Your privacy is important to us. Use of your personal information is governed by our Privacy Policy. By using our services, you agree to the collection and use of your information as described in the Privacy Policy.

8. Payments, Fees, and Policy Terms

  • Any fees, charges, or payment terms will be as specified during your use of our services or in related agreements.

  • You are responsible for ensuring timely payments. Late payments may result in penalties or restrictions in line with your policy terms.

  • Coverage details, limitations, and exclusions are defined in your insurance policy documents.

9. Termination

  • We may suspend or terminate your access to services at any time, with or without cause.

  • You may stop using our services at any time, subject to applicable agreements or policy terms.

  • Termination does not relieve you of any obligations accrued before termination, including payment obligations.

10. Changes to Terms

  • We may update these Terms at any time, with the revised “Effective Date” noted above.

  • Continued use of our services after changes indicates your acceptance of the updated Terms.

  • If you do not agree, you must discontinue use of our services.

11. Governing Law & Jurisdiction

  • These Terms are governed by the laws of New York, United States.

  • Any disputes will be subject to the exclusive jurisdiction of the courts located in New York, United States.

12. Contact Information

If you have any questions regarding these Terms & Conditions, please contact us:

My Insurance Services
Email: info@myinsuranceservices.online

By using our website and/or services, you confirm that you have read, understood, and agree to these Terms & Conditions.