Privacy Policy

Effective Date: 19-Sep-2025

Thank you for choosing My Insurance Services. We are dedicated to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, share, and safeguard your data when you use our website and services.

1. Information We Collect

When you use our services, we may collect the following types of information:

Personal Information: Your name, contact details (email, phone number, mailing address), date of birth, gender, identification number (if applicable), and other details you provide.
Financial Information: Payment details, billing address, bank account or card information, and other data required to process your payments securely.
Insurance / Policy Information: Details related to your insurance accounts, bills, policies, and transactions necessary for processing payments.
Usage & Device Data: IP address, browser type, operating system, device identifiers, access times, pages visited, referring/exit pages, and related diagnostic data.
Cookies and Tracking Technologies: Information collected through cookies, beacons, and similar tools to improve site functionality and user experience.

2. How We Use Your Information

We use the collected information for purposes including:

To process, manage, and complete insurance bill payments and related services.
To verify transactions and maintain accurate records.
To communicate with you about your transactions, updates, and service notifications.
To send promotions or service-related offers (only with your consent or as permitted by law).
To comply with applicable laws, regulations, or official requests.
To protect against fraud and ensure secure services.
To improve system performance, user experience, and service quality.

3. How We Share Your Information

Your data may be shared in the following cases:

Insurance Companies & Partners: To process and confirm your bill payments.
Service Providers: With vendors that support our operations (e.g., payment processors, IT support, hosting, analytics).
Legal and Regulatory Authorities: Where disclosure is required by law, regulation, or legal process.
Affiliates: Shared with related entities for the purposes outlined in this policy.
With Your Consent: When you authorize us to share specific information.

4. Data Security

We use industry-standard security practices to safeguard your data, including:

Encryption of sensitive data during transfer and storage.
Secure servers and firewalls.
Regular security monitoring and assessments.
Restricted access to authorized personnel only.

5. Your Rights

Depending on applicable laws, you may have rights such as:

Accessing or requesting a copy of your personal data.
Updating or correcting inaccurate information.
Requesting deletion of your information.
Restricting or objecting to specific data processing.
Opting out of promotional communications.
Withdrawing consent where processing is based on consent.

6. Cookies and Tracking

We use cookies and similar tools to:

Operate and improve the site.
Enhance user experience.
Analyze usage patterns and trends.
Deliver personalized content and ads.

You can manage or disable cookies via your browser settings. Please note, disabling some cookies may affect site functionality.

7. Data Retention

We retain personal data only as long as necessary for payment processing, compliance with legal requirements, dispute resolution, and enforcement of agreements.

8. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be reflected with a revised “Effective Date.” We encourage you to review this policy regularly.

9. Contact Us

For questions or concerns about this Privacy Policy or how we handle your information, contact us:

My Insurance Services
Email: info@myinsuranceservices.online

By using our services, you consent to the collection and use of your data in accordance with this Privacy Policy.